Paying for care

Some points to note:

You should start with a care assessment, to work out the care required, followed by a financial resources assessment. Everyone is entitled to be assessed by the local authority to determine the care you need and whether you will need to pay for it.
If you are moving into a care home and are selling your property, remember that there is a 12 week property disregard. The local authority must ignore the value of your home and help with your fees, as long as your other savings are below the means test limit
Couples should consider splitting their joint savings accounts - if only one goes into care, state support is assessed on just that one person's assets.
Remember to claim for attendance allowance - this is not means tested.
Consider arranging a lasting power of attorney whilst you can, so that others can look after your affairs if you are unable to do so in the future.
Choose a home you can afford - it can be traumatic having to move at a later date because you can no longer afford it.